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NC Legal Help During COVID-19

Homelessness Assistance

Housing Information & Assistance

Resources

CDC Eviction Protection Declaration Form - This short form uses simple check boxes to determine if you qualify for protection. Renters should sign the form and provide it to the company or individual from whom they rent.

CDC Eviction Moratorium Assistant - Here tenants in every state can check whether they qualify for the CDC eviction moratorium and also fill out a temporary restraining order form to stop the eviction. The CDC issued the moratorium on Sept. 1, 2020.

Video Explainers For Homeowners & Tenants - Legal Aid of North Carolina

Tenants' Rights During COVID-19 Crisis - Temporary rights against eviction, utility shutoff and other actions during COVID-19 crisis

General Eviction Information  - Legal Aid of NC

Can I Be Evicted During Coronavirus? - plug in your address to learn if it may be subject to state and federal restrictions on evictions.

Housing Assistance for Veterans - NC Department of Military & Veterans Affairs

Consumer Financial Protection Bureau: Mortgage and Housing Assistance - Provides easy to understand information for both homeowners and renters with links to state and local resources to help.

Noncongregate Shelter Options During COVID-19 - NC DHHS lists shelter options for people needing to distance themselves. Options include some hotels and dormitories.

Mortgage and Housing Assistance During Coronavirus - this Consumer Financial Protection Bureau site combines guidance from federal agencies HUD, Dept. of Veterans Affairs, and Federal Housing Finance Agency.

My Home Resource Center - Federal lender Freddie Mac provides tips for people renting homes.

Support for Multifamily Renters - Federal lender Freddie Mac provides tips for people renting or seeking apartments or multifamily units.

Resources for Homeowners (HUD) - This federal agency provides COVID-19 related resources for homeowners including forbearance and relief options for homeowners with FHA, VA, or USDA loans.

Resources for Renters (HUD) - This federal agency provides COVID-19 related resources for renters of properties backed by FHA loans and protections.

 

Foreclosure Assistance

Federal and State Limits on Foreclosures in North Carolina in Response to COVID-19 (UNC School of Gov't Blog - Updated April 14, 2020) - check state & federal sites for latest information.

Hope Now - Provides foreclosure prevention assistance free of charge.  Members of this alliance include HUD-approved counseling agents, servicers, investors and other mortgage market participants.  The site includes a homeowner's hotline, contact information for housing counselors and most mortgage lenders, notice of upcoming homeowner events and links to other resources.

North Carolina Department of Justice - Foreclosure/Loan Modification - Visit this site for series of tips on how to avoid forecloure relief and loan modification scams.

Avoid Foreclosure: North Carolina - Foreclosure prevention guidance from HUD.

My Home Resource Center - Topics covered on this Freddie Mac site include understanding mortgage options, working with lenders and avoiding fraud.

Save Your Home: Tips to Avoid Foreclosure - This brochure from the Federal Housing Administration offers advice and options for homeowners facing a potential foreclosure.