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Citizen's Guide to N.C. Banking, Home Loan & Foreclosure

This North Carolina-focused guide will point you to resources that provide information and help to citizens dealing with home loan, mortgage, bankruptcy and debt issues.

Banks & Deposit Insurance

If a bank fails, the Federal Deposit Insurance Corporation (FDIC) guarantees you will get back the money you have deposited in a standard bank account, up to $250,000. To learn more about the law and your rights as a depositor, see the resources below. 

FDIC Electronic Deposit Insurance Estimator (EDIE).  Use this tool to generate a printable report on how much of your bank deposits are covered by FDIC insurance.  EDIE can calculate insurance coverage for checking, savings, CDs and several other types of accounts.

FDIC Deposit Insurance Coverage.  Learn more about the types of deposits covered by FDIC insurance.

FDIC Bank Data Guide.  Summary of FDIC financial and analytical tools.

National Credit Union Share Insurance Fund.  Information on federal deposit insurance coverage for credit unions.

North Carolina Commissioner of Banks (NCCOB).  Official website of the NCCOB, which oversees the regulation of North Carolina banks and mortgage companies.