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Allied Health Sciences Scholarships, Fellowships, Grants, & Awards   Tags: fellowships, financial_aid, financial_assistance, grants, scholarships  

Resources, hints, advice, and tools (including lots of links) for Allied Health Sciences and other students.
Last Updated: Jul 18, 2014 URL: Print Guide Email Alerts

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Important News on Federal Student Aid Programs

  • Announcements
    The latest Special Announcements from the Federal Student Aid Website of the US Department of Education
  • Battle Over Student Loan Rate--Diane Rehm Show 6/3/2013  
    Information about the discussion going on at the Federal level regarding Federal subsidized student loan rates, which are set to double July 1, 2013, unless action is taken. Also learn about Income Based Repayment (IBR) and other important issues for Federal student loan holders.
  • New "Pay-As-You-Earn" repayment plan (Dec. 21, 2012)  
    If your student loan debt is high relative to your income, you may qualify for the Pay As You Earn Repayment Plan. Most Direct Loans—except for Direct PLUS Loans for parents and Direct Consolidation Loans that repaid PLUS loans for parents—are eligible for Pay As You Earn. This repayment plan helps keep your monthly student loan payments affordable, and usually has the lowest monthly payment amount of the repayment plans that are based on your income. If you need to make lower monthly payments, this plan may be for you. Includes links to information on eligibility requirements and to other income-based, income-contingent, and income-sensitive payment plans.
  • Federal Student Aid Website (  
    From the US Department of Education. Information and resources about student aid, including loan repayment.
  • President Obama talks college affordability at UNC April 24, 2012
    Includes links to a slideshow of the visit, a transcript of the speech, White House video of the event, briefing materials, and UNC-Chapel Hill Chancellor Holden Thorp's assessment of the President's comments on affordability and other subjects.
  • UNC background on affordability, accessibility, productivity related to with President Obama’s visit
    President Obama visited UNC's campus April 24th, 2012, to speak about student loan interest rates.

Federal Student Aid Comprehensive Website:

New Comprehensive US Government website: Federal Student Aid (

  This new website combines information and tools from several of Federal Student Aid’s websites.

Some of the most frequently used or most important links from this comprehensive US Government website are collected here (this guide).  Explore the Federal Student Aid website for additional links and resources. 

NOTE:  Federal Student Aid ( website is currently undergoing reorganization.  Please email if you find links that no longer work correctly. 

Federal Student Aid from the U.S. Department of Education is the largest source of aid in America, providing over $150 billion in grants, work-study, and federal loans for students attending four-year colleges or universities, community colleges, and career schools. This page discusses who gets aid, the types of aid available, how to apply, and more!

Types of Aid 

Aid can come from

 The federal government offers a number of financial aid programs. Besides aid from the U.S. Department of Education, you also might get

           Federal student aid includes the following:

  • Grants—financial aid that doesn’t have to be repaid (unless, for example, you withdraw from school and owe a refund)
  • Loans— borrowed money for college or career school; you must repay your loans, with interest
  • Work-Study—a work program through which you earn money to help you pay for school



    Grants & Scholarships (from Federal Student Aid website)

    About Grants & Scholarships

    Learn about grants and scholarships at the Federal Student Aid website. 

    Finding & Applying for Scholarships

    Make sure scholarship information and offers you receive are legitimate, and remember that you don't have to pay to find scholarships or other financial aid.  

    On this page of the Federal Student Aid website, learn about free sources of information about scholarships:

    • the financial aid office at a college or career school
    • a high school or TRIO counselor
    • the U.S. Department of Labor’s FREE scholarship search tool
    • federal agencies
    • your state grant agency
    • your library’s reference section
    • foundations, religious or community organizations, local businesses, or civic groups
    • organizations (including professional associations) related to your field of interest
    • ethnicity-based organizations
    • your employer or your parents’ employers

    Avoid Scams

    Before you apply for financial aid, learn how to spot potential fraud, avoid paying for free services, and prevent identity theft.  Learn how to file a complaint. 


    Loans (from Federal Student Aid website)

    Loans:  Learn more here.

    If you apply for financial aid, you may be offered loans as part of your school’s financial aid offer. A loan is money you borrow and must pay back with interest.   

    If you decide to take out a loan, make sure you understand who is making the loan and the terms and conditions of the loan. Student loans can come from the federal government or from private sources such as a bank or financial institution. Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources. Learn more about the differences between federal and private student loans.

    • FAFSA4caster:  free financial aid calculator that gives you an early estimate of your eligibility for federal student aid Financial Awareness Counseling Tool (FACT)

    National Student Loan Data System (NSLDS®). 

    • View your loan information, including the types of Federal Title IV loans and grants you have and your loan servicer.   

    Loan Forgiveness Tab on this guide

    Loan Repayment & Postponement Tab on this guide


    Reduce Education Costs: Tax Benefits

    Reduce Education Costs:  Tax Benefits

    • IRS Publication 970, Tax Benefits for Education
      Read IRS Publication 970, Tax Benefits for Education to see how you might benefit from federal income tax credits for education expenses.
    • Tax Benefits Page at
      Learn about
      • the American Opportunity Credit (first four years of post-secondary education), Lifetime Learning Credit, tax-free Coverdell Education Savings Account (ESA)—money from this account can be withdrawn without penalty.
      • tax advantages of state college savings plans (Qualified Tuition Plans aka State Section 529 plans) and prepaid tuition plans at College Savings Plans Network
      • student loan interest deducations
      • using IRA withdrawals for college costs

    Bureau of Health Professions/Health Resources & Service Administration (HRSA)/US Dept. of Health & Human Services

    • Workforce Site
      • Funding and loan programs for a variety of health professions beyond just medicine, nursing and dentistry: includes some allied health sciences fields, mental health fields, physician assistants, and workers in the field of geriatrics.
      • Includes special funding programs for veterans, students from educationally or economically disadvantaged backgrounds, and more.
      • Learn about special programs for those working in Health Professional Shortage Areas or with Medically Underserved Areas/Populations.
    • Loans & Scholarships Site

    Some Additional Useful Sites


    Library Liaison

    Barbara Rochen Renner, PhD

    Library Liaison for Allied Health Sciences
    Health Sciences Library
    CB# 7585, Chapel Hill, NC 27599
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    With thanks to...

    This guide was developed with assistance from the following people:

    Susan Swogger, MLIS, Collections Librarian, Health Sciences Library

    Kyle Gray, Director of Development, Department of Allied Health Sciences

    Brenda Everett Mitchell, Associate Chair for Student Services and AHEC Operations


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